A 'BAD BANK' MUST BE CREATED TO DO ONLY AND ONLY NPA RECOVERY ONLY !!!

"ZONAL HEAD OF A PSU BANK: 'If 
Branch Managers, Assistant 
Managers, Officers cannot do 
NPA recovery, they must RESIGN; 
they must take their own time to think 
about it, otherwise, I will forward their 
resignation letter to higher authority 
after giving my acceptance SIGN.'

UNION LEADER OF A PSU BANK: 'Sir, in 
this 'Management Review Meeting' (MRM), 
let us not talk about the negative 'GDP growth' 
and the recent 'PMC Bank Scam' to have 
a heated debate or ARGUMENT; 
but, do you have the data, that, how much 
money has been actually recovered from Nirav 
Modi, Vijay Mallya, Anil Ambani, Mehul Choksi, 
Subhash Chandra Goenka and Rakesh 
Wadhawan by the Indian GOVERNMENT; 
a 'Bad Bank' must be created to do only 
and only NPA recovery only, otherwise, 
it will be too late for RBI also to control 
the collapse of the entire Indian Banking 
System MANAGEMENT.'"- Arindam Sain

SHE TOLD ME THAT SHE IS 'MERMAID MIRINDA' !!!

"The city is in the coast LINE; 
the condition of the city is not so FINE. 
Due to a strong tsunami 
and a heavy DOWNPOUR; 
the sea water has flooded the city, 
everyone is in trouble, be it rich or POOR. 
While rowing the boat on the 
flood water inside the city to go 
to some elevated level PLACE; 
we saw some sea mermaids 
swimming in that flood water 
and I saw her beautiful FACE. 
She asked me 
that the sea is 
actually in 
which DIRECTION; 
I pointed my finger towards the sea, 
but, was amazed to see how God 
has created such a beautiful 
creature with so much PERFECTION. 
Those mermaids looked hungry, so, 
we gave them some foods, and 
they liked it as they never 
ate any biscuit or BUN; 
she told me that she is 'Mermaid Mirinda' 
and anytime, if I venture into the sea, 
she will always be there as my friend 
cum guide to have lots of FUN."- Arindam Sain

'TEACHERS DAY' IN INDIA IS CELEBRATED ON 5TH SEPTEMBER EVERY YEAR !!!

"A mastermind brain 
makes you a MASTER; 
experienced practical knowledge always 
helps you to solve any problem FASTER. 
A teacher can 
be of different TYPES; 
sometimes, there may be some 
unnecessary marketing HYPES. 
Some teachers are 
too much professional in 
their own specialized SUBJECT; 
but, there are also teachers who still teach 
poor students for free considering 'Poverty' 
as a curse of Indian socio-economic ASPECT. 
Teachers can come in your life 
as a mentor, coach or even as 
a researcher who is doing 
Ph.D as a STUDENT; 
'Teachers Day' in India is celebrated 
on 5th September every year, as it is 
the birthday of Dr. Sarvepalli Radhakrishnan, 
the second PRESIDENT."- Arindam Sain

'CHINA' TO BE RENAMED AS CHAMELEON; THE COLD WAR AGAINST CHINA IS ON !!!

"China' to be renamed as 'CHAMELEON'; 
the cold war against China is ON. 
How to break a promise, 
China knows it very WELL; 
by defying all the rules of the agreement, 
China is trying to create a HELL. 
Taiwan will be free soon, 
so will be HONG KONG; 
for Tibet to get freedom, it will 
not take the time too LONG. 
Banning of several Chinese 
apps has been a very good 
move by the Indian GOVERNMENT; 
the business deals and external affairs 
strategic planning with China requires 
a very strict AMENDMENT."- Arindam Sain

JAARA KORE BERAAYE MAADAK PAACHAAR; TAADER EE AARO KATHOR SHAASTI HOLEY, TOBEYI HOBEY AASOL BICHAAR !!!

"Jaara kore beraaye 
maadak PAACHAAR; 
taader ee aaro kathor shaasti holey, 
tobeyi hobey aasol BICHAAR. 
Taara je nijey khub ekta khaayena, 
daaye saajiye SUDHU; 
je maadakgrastho hoye jaaye, se bhaabhe, 
bodhoy eraa ee taar bhalo BANDHU. 
Maadak niley naaki prithibi 
taa laage aaro RANGEEN; 
kintu shorir e dekha daaye nana dharon 
er rog aar shorir o hoye jaaye KHEEN. 
Bharat Sarkar o ei sab 
byapaar e, sattyi ee 
ki odbhut MAAIRI; 
jorimaana koruk prochur taaka taake, 
je prokashye dhumropaan korche 
ciggarette baa BIRI. 
Neshagrastho hocchey ekhan 
madhyabitto parivaar er chele meye 
raa adbhut sab abhinaba KAAYEDAAYE; 
Sarkar aar kano esob e maatha 
ghamaabe, jehetu hocchey 
daarun aabgaari shulko AADAAYE. 
Jakhan ei maadak kore 
kono barosaro KHOTI; 
ekmaatro takhan ee dekhi, ei niye 
hoy kato hoichoi, kato MAATAMAATI. 
Meye raa o neyi pichiye, onek er bag ei, 
ekhan paaoa jaaye sabrakam er PACKET; 
ektu sujog peleyi ek haath e chilled beer 
er can, aar aarekti haath e CIGARETTE. 
Tarpor kichu bachor por daktaar er 
kaache giye kore maya KANNA; 
je se kano etto kichu chesta koraar 
por e o, maa hote PAARCHENA. 
Maaron virus toh khub 
ekta daayena SUJOG; 
aar ei maadak aastey aastey bishiye 
maare, se aaro baro DURBHOG."- Arindam Sain

KISI KO BHI PASAND NAHI HAIN YEH, EKDUM BEKAAR 'SONIA SENA' !!!

'Yeh Mumbai nagariya hain KISKA; 
sirf Marathi Maanush KA ? 
Arrey, jaara neend 
se utho KAKA; 
'BSE' aur 'Bollywood' ko bachaalo, 
abhi bhi hain MAUKA. 
Yeh Mumbai toh ek 
gaaon hee RAHETA; 
aagar bahaar se ish 
Mumbai pe, koi naa AATA. 
Accha naa laagta hain tum logon ko 
'Chole Bature', 'Rajma Chaawal', 'Daab Chingri', '
'Sorshe Eelish', 'Masala Dhosa' yaa 'IDLI'; 
aisa bhaao khaate ho, 
jaise Mumbai se chota hain 
Chennai, Kolkata yaa DILLI. 
Mumbai pe aab 
nahi hain pehle 
jaisa woh HARIYAALI; 
aamir ho rahe hain jyaada aamir aur gariv 
ho rahe hain jyaada gariv, naa milta hain 
garivon ko, do waqt ke liye khaane ki THAALI. 
Girgit bann ke, mil toh gaya 
hain Mumbai ka SATTA; 
par bahut gussey mein hain aab, 
Mumbai ki aam JANATA. 
Sher toh ek hee tha, 
jisko 'Marathi Maanush' 
ne sahi PEHCHAANA; 
par unke jaane ke baad, 
kisi ko bhi pasand nahi hain yeh, 
ekdum bekaar 'Sonia SENA'"- Arindam Sain

WHEN IT COMES TO THE WORD, 'DIGITAL'; IN PSU BANKS, IT IS STILL SO FATAL !!!

"When it comes to the word, 'DIGITAL'; 
in PSU Banks, it is still so FATAL. 
For marketing any product, the 'Unique 
Selling Point' must get the maximum FOCUS; 
if the USP is not impressive, for any 
customer, that product is just BOGUS. 
It is a crowded competition, 
anyhow, you have 
to board the BUS; 
the customers are interested in 'Utility' 
and 'Usefulness' of the product, not in 
the marketing oriented CIRCUS. 
IT infrastructure of 
PSU Banks require 
rapid MODIFICATION; 
as the financial services of PSU Banks 
are also diving into the sea of 
feasible DIVERSIFICATION."- Arindam Sain