"MANAGING DIRECTOR: 'Look at
us, everyday, we are sitting at
our office till late NIGHT;
but, still our performance is
very poor, the targets are
way out of our SIGHT.
Look at some other banks, most
of the days, their team closes their
branches by 6 PM in the EVENING;
but, when we see their published
audited business figures or balance
sheets, their bank is really EARNING.'
us, everyday, we are sitting at
our office till late NIGHT;
but, still our performance is
very poor, the targets are
way out of our SIGHT.
Look at some other banks, most
of the days, their team closes their
branches by 6 PM in the EVENING;
but, when we see their published
audited business figures or balance
sheets, their bank is really EARNING.'
EXECUTIVE DIRECTOR: 'Being SMART;
is also an ART.
The number of employees per branch
in your bank is not SUFFICIENT;
too much overload on each employee
cannot make them EFFICIENT.
There are less staff
in branch where
there is POTENTIAL;
and in many branches, have you ever
analysed whether that number of
staff is really ESSENTIAL.'
is also an ART.
The number of employees per branch
in your bank is not SUFFICIENT;
too much overload on each employee
cannot make them EFFICIENT.
There are less staff
in branch where
there is POTENTIAL;
and in many branches, have you ever
analysed whether that number of
staff is really ESSENTIAL.'
RBI EXECUTIVE: 'The PSU
Banks are still not capitalizing
on 'Artificial INTELLIGENCE';
in this era of fast paced information
technology driven banking system,
why is still such NEGLIGENCE.
You guys are trying
to create a master of
none, but Jack of ALL;
decentralize, specialize, cut
down the workload size, for
each staff; make the task SMALL.
When you open CBS, there should be
a flash screen to show the PNPA
and NPA borrowers LIST;
so, that even the clerical staff
can also have the idea who are
the bad listed borrowers, at LEAST.'
Banks are still not capitalizing
on 'Artificial INTELLIGENCE';
in this era of fast paced information
technology driven banking system,
why is still such NEGLIGENCE.
You guys are trying
to create a master of
none, but Jack of ALL;
decentralize, specialize, cut
down the workload size, for
each staff; make the task SMALL.
When you open CBS, there should be
a flash screen to show the PNPA
and NPA borrowers LIST;
so, that even the clerical staff
can also have the idea who are
the bad listed borrowers, at LEAST.'
CONSULTANT: 'As all the Banks are
almost on the verge of completing
the unique CKYCR PROCESS;
so, RBI must order to start the
CKYCR portability and CBS
software merging BUSINESS.
If any NPA borrower of Indian Bank
is having a huge amount of money
in the savings account of SBI;
then a staff of Indian Bank can see that
bank balance of State Bank of India
account through 'CKYCR' THIRD EYE.
In CBS, when we enter Aadhaar Card
number, and press the 'CKYCR' button,
we can see his/her any ACCOUNT;
devoid of any Bank, then click the 'Right
to Set Off' radio button, it will deduct
the required outstanding AMOUNT.'"- Arindam Sain
almost on the verge of completing
the unique CKYCR PROCESS;
so, RBI must order to start the
CKYCR portability and CBS
software merging BUSINESS.
If any NPA borrower of Indian Bank
is having a huge amount of money
in the savings account of SBI;
then a staff of Indian Bank can see that
bank balance of State Bank of India
account through 'CKYCR' THIRD EYE.
In CBS, when we enter Aadhaar Card
number, and press the 'CKYCR' button,
we can see his/her any ACCOUNT;
devoid of any Bank, then click the 'Right
to Set Off' radio button, it will deduct
the required outstanding AMOUNT.'"- Arindam Sain
