I WILL ONLY RUN; WHEN I WILL FEEL, THAT IN THAT PARTICULAR ACTIVITY, THERE IS MENTAL SATISFACTION AND FUN !!!

"Corporate people will 

always say, 'Run, run, RUN; 

to earn your rice, 

chapatti or BUN'; 

you just keep yourself 

calm and say, 

'I will only RUN; 

when I will feel, that in that 

particular activity, there is 

mental satisfaction and FUN.' 

Today, a company may be performing 

well, the day after tomorrow, that 

same company may PERISH; 

but, you with your skills, knowledge, 

wisdom and work experience, must 

always swim freely like a smart FISH. 

Corporate people will 

say, 'If you have MONEY; 

wherever you go, 

you will get HONEY'. 

But, what is the point in 

earning money, if you in the 

workplace are always in a STRESS; 

because health is wealth and your 

family members are not interested 

in the profitability of your BUSINESS. 

In the shop of your professional 

arena, don't keep 'oil' and 'BUTTER'; 

rather keep 'Red & green Chillies' and 

'Spices', you will perform far BETTER. 

Don't take unnecessary overload 

just like a foolish DONKEY; 

be speedy like a horse and 

smart like a MONKEY."- Arindam Sain

IT IS LIKE A GAME OF CHESS; AS TOO COMPETITIVE IS ANY BUSINESS !!!

"It is like a game of CHESS; 

as too competitive is any BUSINESS. 

Make decisions based on the pitch REPORT; 

else your ship may fail to reach the PORT. 

Winning is all about the team GAME; 

just stick to your duties, no need to BLAME. 

Whenever required, just Increase your PACE; 

as you are in an international level RACE. 

Tell your teammates to look 

back, only when they FAIL; 

tell them that they have come a long way, 

destination is near, they just need to SAIL. 

If you are passionate about your job or 

business, motivation comes from WITHIN; 

expand your team, when you find 

talented people, just take them IN. 

In many places, the weather 

conditions are UNPREDICTABLE; 

but your driver, pilot or sailor must 

be mentally strong and STABLE."- Arindam Sain

ALLOW YOUR CUSTOMER TO SAY THE PEPSICO COMPANY TAGLINE, 'THAT'S WHAT I LIKE' !!!

"Though a professional one, 

still, if you can maintain a healthy 

relationship beyond BANKING; 

then in terms of getting new 

businesses and net profitability, 

you are surely the KING. 

Just like 'Adidas' company 

tagline for MARKETING; 

hardworking people always say 

that 'impossible is NOTHING'; 

but, to understand a 

customer's requirement 

quickly is not an easy THING; 

in many cases, your customer 

is a composer as well as music 

director, you just have to SING. 

'Apple' company tagline is, 

'think different', whereas 'Nike' 

company tagline is 'just do IT'; 

allow your customer to say the PepsiCo company 

tagline, 'that's what I like', then only, on that day, 

your marketing strategy is SUPERHIT."- Arindam Sain

I AM YOUR 'BLUE SAPPHIRE STONE' !!!

"PRINCESS: 'Oh ! My Prince ! 

You are so CHARMING; 

I will be your Queen, when 

you will become the KING.'

PRINCE: 'I prefer to become 

the King of your heart, rather 

than, of that thorny THRONE; 

why take so much stress, 

just enjoy, as I am your 

'blue sapphire STONE'.'

PRINCESS: 'Reality is brutal, come 

out of the fantasy world, because it 

is always the survival of the FITTEST; 

in the world of royal families, there are 

enemies, there is competition, at every move, 

you have to solve mysteries and pass any TEST.'

PRINCE: 'You know the art of 

romance, you do have that FLAIR; 

to mesmerize anyone with a 

character which is so DEBONAIR; 

actually, within your 

heart, for me, the true 

love was in the AIR; 

but, to the royal society, you 

made it look as if I have won 

the game of 'musical ChAIR'."- Arindam Sain

PSU BANKS IN INDIA MUST IMPLEMENT 'REGISTER MORTGAGE' !!!

"PSU Banks in India must 

implement 'Register MORTGAGE'; 

the time has come to modernize several 

strategies at this global competitive AGE. 

As a PSU Bank, when it is 

disbursing a loan, it should 

always have the upper HAND; 

the borrower must always respect 

the word, 'mortgage' before taking 

a loan for purchasing any flat or LAND. 

If the 'register mortgage' gets implemented 

in PSU Banks, then automatically, it will 

perform better in retail loan SEGMENT; 

why to rely on District Magistrate's order to sell a 

mortgaged loss asset and that too after so much 

expenses on sale auction notice ARRANGEMENT. 

Once 'register mortgage' is implemented 

in PSU Banks, the concept of 'wilful 

defaulters' in housing loans will FADE; 

all the PSU Banks are requested to implement 

'register mortgage', you all will feel happy for 

such a change that you have MADE."- Arindam Sain

IF YOU ALWAYS STAY POSITIVE AND MOTIVATED; THEN, BARRING IN A FEW DIFFICULT CASES, YOU CAN HARDLY BE DEFEATED !!!

"KING: 'In this period of global recession, we 

also know that 'fortune favours the brave', 

as in those days, wise men used to SAY; 

but, you have to look after the espionage 

department also, for just making weird 

predictions, we are not going to PAY. '

ROYAL ASTROLOGER: 'It is a privilege 

for me to get an additional CHARGE;  

but, go for small specialized teams, don't 

make the size of any team too LARGE.'

KING: 'What do you think, 

will we succeed in conquering 

the lost territory of our NATION; 

as our enemy kingdom 

is in great poverty, in this case, 

what is your PREDICTION ?'

ROYAL ASTROLOGER: 'I have read your 

palm and birth chart, in your dictionary, 

there is no such word, like 'STABLE'; 

no matter, wherever you go, whatever 

you do, in your life, everything will 

always remain UNPREDICTABLE. 

Your best weapons are your 

speed and optimistic MIND; 

and your best strategy is to win the race 

in the last lap by chasing from BEHIND. 

If you always stay 

positive and MOTIVATED; 

then, barring in a few difficult cases, 

you can hardly be DEFEATED.'"- Arindam Sain

JANAGAN KINTU KONO MAT EI MENE NEBENA RAJNEETI TEH KONO DURNITIGRASTO PARIVARTANTRO !!!

"Motua der eibhabe kora 

uchit hoyni APOMAN; 

ekhano boka r mato bomb bnaadhe 

kichu oshikkito MUSALMAN. 

Matha e haath buliye, CAA ba 

NRC r mithye bhoy dekhiye, 

kaaj nebe KORIYE; 

nirbachan mitey geleyi, diye 

debe duskriti r takma aar 

tarpor debe dur e SORIYE. 

Motua der opor ei 

ba kano eto RAAG; 

khub sabdhan, janogan kintu 

ekhan royeche besh SAJAAG. 

Chaturdike sudhu durniti aar durniti,

jaara ekhano aache saut ebong 'AADI'; 

taara taai durniti r biruddhe 

hoye uthche PRATIBAADI. 

Sankhyalaghu vote jodi 

hoy turup er TAASH; 

tahole taader ee ba kano korche 

dheere dheere SARBANASH. 

Taar maane asole taara 

aar turup er taash NOY; 

era ekhan shikkito hocche, paalta prashno 

korche, taai eder keyi ekhan eto BHOY. 

Sankhyaguru r ekta angsho 

abaar, khub ee SUJOGSANDHAANI; 

kon jantar mantar ghar e je, ke eder 

magaj dholai kore rekheche, ki JAANI. 

Jato ee koruk naatak aar nachanachi, 

jato ee koruk ghar er shatru, 

Bhibhisan er mato SHAROJANTRO; 

janagan kintu kono mat ei 

mene nebena rajneeti teh kono 

durnitigrasto PARIVARTANTRO."- Arindam Sain

KOLKATA E, KICHU KACHRA LOK O ACHE, RAASTA TEYI JATO JONJAAL FELE DAYE MAAIRI !!!

"BABLOO: 'Kolkata e toh dekhchi, 

eder sankhya hoye gache BESI; 

raat holei, eder awaaz e ghum bhenge 

jaaye boiki, ekta o bilaati noy, sab ee DESI.'

BABOOL: 'Raat er bela e, raasta e pore 

thaka khabar niye o lege jaaye MARAMARI; 

Kolkata e kichu kachra lok o ache, raasta 

teyi jato jonjaal fele daye MAAIRI.'

BABLA: 'Oi Kolkata pourosabha r 

kormi ra o thik samay, thikthak 

maaine paayena AAJKAAL, ; 

tobu o roj baanshi 

baajiye, thyala gaari 

teh niye jaaye JANJAAL. 

Oi kormi chole gelei, 

kichu kachra lok raasta tei 

fele daaye sab nongra JINISH; 

abaar ei boka lok gulo ee bole je, 

pourasabha r kormi ra thikthak kaaj 

korchena, abar janiye o daaye NAALISH.' 

BALA: 'Kolkata pourosabha ekta niyam 

koruk, je, baari r saamne r rasta e felle 

janjaal, hobe protidin 100 taaka JORIMANA; 

aar kukur gulo ke onyo jaayega e soriye niye jaoa 

ee bhalo, poribesh dushan o korche je, jekhane 

sekhane kore PAYEKHANA.'"- Arindam Sain

UIDAI RETINA AUTHENTICATION AND CLOUD NUMBER NINE !!!

UIDAI RETINA AUTHENTICATION AND CLOUD NUMBER NINE !!!

WRITTEN BY: ARINDAM SAIN

"For the digital banking in India, 

by the end of FY 2023-24, 

there will be a new SUNSHINE; 

as the data of all the 

banks in India will be on the 

swadeshi 'cloud number NINE'. 

No, no, we are not talking 

about that particular 

Bryan Adams's superhit SONG; 

the implementation to put up all the 

banking data in the cloud has already 

started, it may not take too LONG. 

In many metro branches as well as 

urban branches, there may not be 

any enquiry officer's PRESENCE; 

a robotics programmed character in your banking 

app will deal with you with the backend support 

of a specialist team of artificial INTELLIGENCE. 

Even by the end of FY 2024-25, 

biometric authentication 

may become OBSOLETE; 

the UIDAI retina authentication 

will replace it, to make the ekyc 

more secured and CONCRETE. 

Also, in the digital banking 

apps, the MPIN and TPIN 

concept may fade OUT; 

random pin generation just like Google 

authenticator will come into play based on 

'otp', with the system of automatic LOGOUT. 

As a customer, in the banking app, either 

by typing text or voice message, you 

just need to tell your REQUIREMENT;

then the backend expert team will provide you a 

list of best products for you to avail, based on AI 

linked customer relationship MANAGEMENT'. 

So, be prepared 

with your smartphone, 

we are coming to entertain 

you in digital BANKING; 

don't worry, don't you fear, 

'Cyber Commandos' are always vigilant 

to make you feel that your banking data 

is secured and you are the KING. 

Just chill with a relaxed mind, 

everything regarding digital banking 

will be very smooth and FINE; 

welcome to the digital world of 

the Indian Banking system at our 

swadeshi 'CLOUD NUMBER NINE'."- Arindam Sain

NATIONAL ALLOCATED BANK ID NUMBER (NABIN) !!!

NATIONAL ALLOCATED BANK ID NUMBER (NABIN) !!!

WRITTEN BY: ARINDAM SAIN

"Another round of PSU Bank 

mergers may be very costly for 

the Indian economy at this STAGE; 

but, we can proceed for a common 

digital interface for all the banks 

of India in this modern AGE. 

Three types of CBS software are getting 

used, Bancslinc, Flexcube and FINACLE; 

so, to have a uniform CBS software, 

there is an OBSTACLE. 

Rather, we must take the 

other way, the customer id 

is to be given full ATTENTION; 

once ekyc is done in any bank, 

the customer id will get 

a unique ALLOCATION. 

If the ekyc of a customer id is complete, 

then there will be a national allocated 

bank id number (NABIN) GENERATION; 

now, with this (NABIN), you can find out 

the bank accounts of a particular individual 

in any bank throughout the India NATION. 

So, basically, to bring the entire 

banking system under one roof, 

for each and every CUSTOMER; 

irrespective of banks, there will be 

only one and only one (NABIN) national 

allocated bank id NUMBER."- Arindam Sain

FOR OPENING SAVINGS ACCOUNTS FOR ADULT PERSONS, BE IT A SALARIED PERSON, COMMON MAN OR BUSINESSMAN; MAKE IT MANDATORY WITH EFFECT FROM 01.04.2023 TO HAVE BOTH 'AADHAAR' AND 'PAN' !!!

"Towards the 'AADHAAR seeding' 

only, the Indian Government is 

giving too much IMPORTANCE; 

but, the real dark horse is the 'PAN 

Card Number' when it comes to 

financial transaction VIGILANCE. 

With the help of 'Form 60', 'they' 

know the loopholes to 

do money LAUNDERING; 

the Indian Government must 

realize now, what changes in 

the system, it has to BRING. 

When it comes to 'know your customer' 

documents, make 'AADHAAR' and 'PAN' 

mandatory from the next financial YEAR; 

for salaried persons, if 'PAN' is not linked 

with 'AADHAAR', don't give them 'Income 

Tax refund' amount as well as any ARREAR. 

For opening savings accounts for 

adult persons, be it a salaried person, 

common man or BUSINESSMAN; 

make it mandatory with effect 

from 01.04.2023 to have both 

'AADHAAR' and 'PAN'."- Arindam Sain

INDIA THRASHED NEW ZEALAND BY 168 RUNS ON 01.02.2023 !!!

"Due to BRACEWELL; 

Ishan's wicket FELL. 

Tripathi looked more aggressive 

and that too by batting without 

wearing a HELMET; 

wickets kept on falling at the 

other end, but, 'Shubman Storm' 

continued as Mr. Gill was so well SET. 

On 01.02.2023, Shubman Gill 

scored another TON; 

everyone thought that as it is a batting 

pitch, the thrilling contest is ON. 

But, this is a new Indian squad, 

Hardik said, 'I will bowl the first over 

as Ahmedabad is my DEN'; 

in the first over, a sensational catch by 

Suryakumar helped Hardik to dismiss ALLEN. 

In the 2nd over, 

Arshdeep dismissed 

Conway and CHAPMAN; 

the catch taken by 'SKY' to dismiss 

Philips looked like an action replay, 

wow, Suryakumar, what a MAN ! 

Umran read Bracewell's mind 

and bowled him with his superb SPEED; 

Santner went back to the pavilion as it was a 

good catch taken again by Suryakumar INDEED. 

Forget about 

the target of 235; 

after scoring just 66 runs, 

New Zealand failed to SURVIVE. 

India sealed the 3 match series by 

a margin of 168 runs and that too in T20; 

not only batsmen, in this squad, we are also 

finding talented bowlers in PLENTY."- Arindam Sain