IT WAS AN ADVENTUROUS TOUR OF A HIMALAYAN JUNGLE BY NARENDRA MODI AND BEAR GRYLLS; DO VISIT ANY INDIAN FOREST ONCE IN A LIFETIME TO ENJOY THE BEAUTY OF NATURE, SPIRITUALITY AND THRILLS !!!

"Almost all the Indians said, 
'Oye, Bear Bhai, Welcome to INDIA; 
itni saalon se aap ki 'Man Vs Wild' program 
ne toh haamaare dil jeet LIYA'. 
On 12th August 2019, we saw in a program 
of Discovery Channel, that Mr. Bear 
was waiting for someone in the 
reserve forest named after Jim CORBETT. 
Shri Narendra Modi, the Prime Minister of 
India met Bear Bhai and shared 
some of his childhood stories 
which was really GREAT. 
The forest is the 
habitat of wild elephants 
and ferocious royal bengal tigers, 
so, Bear Bhai created a WEAPON. 
Mr. Modi suggested that never ever fear 
or get into any conflict with the 
Mother Nature, otherwise, the problems 
will continue and will go on and ON. 
One came to 
the Himalayas for 
trekking in his TEENAGE. 
The other one left home to explore the 
spiritual world in the Himalayas 
to become a SAGE. 
It was raining slightly 
with thunders at that STAGE. 
Alternatives are lesser inside a jungle, 
so, he sat on that round boat at this AGE. 
Jungle teaches 
you to become 
just a simple human BEING; 
you are just a simple ordinary man in 
this Universe and your spiritual mind 
is your real KING. 
Narendra ji believes in forest 
conservation, which is really so SPLENDID. 
In India, the word, 'SPIRITUAL' is really a 
very important and positive word INDEED. 
Life cannot be termed only 
as a competitive and 'Survival 
of the fittest' RACE; 
Life is also about 
providing all the plants 
and animals their beautiful SPACE. 
It was really a 
fantastic adventurous tour 
of a Himalayan jungle by 
Narendra Modi and Bear GRYLLS. 
No matter in which nation you belong, 
once in a lifetime, do visit any forest of 
India to experience the beauty of nature, 
spirituality and THRILLS."- Arindam Sain.

MINIMUM BRANCHES, MAXIMUM BUSINESS; CUSTOMERS TO GO FOR MORE CASHLESS; AS THE TIMINGS OF CASH COUNTERS WILL BECOME LESS !!!

"As a customer of any PSU Bank, 
make sure that your customer ID is 
verified by your UIDAI server 
biometric AUTHENTICATION; 
otherwise, the Indian Government may 
declare your CASA accounts in any 
PSU Bank as 'Dormant' or 'Inactive' status 
without any further NOTIFICATION. 
Despite so much 
monetary provisions 
for NPA, the percentage of 
NPA amount is still so ALARMING. 
The amount of Non-Performing Housing 
Loans and KCC Loans may be a 
deadly meteor to hit the Banking Industry 
and it is speedily COMING. 
For bad Housing Loans, 
the mortgaged property 
to be put on sale 
as per SARFAESI ACT. 
For bad KCC loans, either you go for 
relending or send their cases to 
Lok Adalat, no matter how negatively 
the customers REACT. 
The District Magistrates, BDOs and the 
Police Inspectors sometimes delay the 
entire NPA recovery process 
and it is a brutal FACT. 
We are seeing an increasing 
trend of a peculiar caste, 
which is 'Nirav Modi' caste, as in this 
caste, all are wilful DEFAULTERS. 
If the poor farmers can repay back the 
loans in time despite so much troubles, 
then why these rich businessmen run away 
here and there and act like FRAUDSTERS ? 
From 2015 to 2019, analyze all data of 
all branches to give an average rating 
out of HUNDRED. 
To reduce operating expenses, shut down 
all branches whose average rating 
is in RED. 
All branches to have at least 9 staffs 
(4 OFF, 3 CLK, 2 SSTF) with 
specific DEPARTMENTS. 
All branches to have at least 1 lady 
Bank Mitra who will sit at the front desk as 
one of the 'May I Help You' ASSISTANTS. 
Even at that front desk, 
receipts and payments upto 
Rs. 25,000/- can be done 
with biometric AUTHENTICATION. 
All branches to have its own CTS Hub, 
where an officer's job will be to scan 
cheques on the same day with 
proper and detailed VERIFICATION. 
In 'Specialist Officers' category, 
Ex-Servicemen to be recruited as 
'Security and Loan Recovery Officers' 
(SLRO), whereas, at least 3 years 
experienced IT professional to be 
recruited in IT DEPARTMENT. 
To add more spices in the curry or 
to add some cherries on the cream cake, 
at least, 10 years experienced Credit 
Managers and HR Managers of other 
PSU Banks to be recruited through 
lateral entry RECRUITMENT. 
All branches must have Internet 
connections with 3-Tier CONNECTIVITY; 
to add more backup, 
speed and FLEXIBILITY. 
All banks must have the same upgraded 
and No.1 Antivirus installed in each and 
every computers to provide 
maximum SECURITY. 
Each and every branch 
of any PSU Bank 
must have an armed 'SLRO' 
to perform the dual DUTY. 
Retina scan will be used soon to enter 
into any computer domain by verifying 
the user's IDENTITY. 
The employees 
of top 10 profitable 
branches of each zone 
to be given (QPI),
Quarterly Performance INCENTIVE. 
The Head Office of any PSU Bank must 
send Greetings Cards to top 10 customers 
based on monthly transactions and timely 
loan repayment every month as a 
good 'CRM' INITIATIVE. 
'Minimum BRANCHES; 
maximum BUSINESS; 
customers to go for 
more CASHLESS; 
as the cash counter timings 
will become LESS."- Arindam Sain

RUN LATER AFTER GLOBAL RANKS; FIRST RENOVATE HR POLICIES AND SALARIES OF PSU BANKS !!!

"PRIVATE BANKER: 'Even if you perform 
well in any PSU Bank, there is 
no monetary MOTIVATION. 
Even today, between the employees of 
metro branches and rural branches, there 
exists a salary DIFFERENTIATION. 
The top management of 
any PSU Bank is 
always concerned 
when the business figures 
of any branch becomes NEGATIVE. 
But, when a branch is doing a good 
profitability in all its parameters, the 
top management never talks about 
giving the staffs of that branch, 
any 'Performance INCENTIVE'. 
Gone are those golden days, as your 
NPS Fund is being invested in 'SBI 
Corporate AG' mutual fund, so that you can 
get at least some amount of PENSION. 
Why the 
PSU Banks are 
yet to be included 
under any Pay COMMISSION ? 
Why such a delay for the 
latest pending 'Bipartite 
Settlement' IMPLEMENTATION ? 
It is high time to jump to Private Banks, 
as for PSU Banks, there may be 
an increased ATTRITION.'" 

PSU BANKER: 'The problem lies 
in the real top level planning 
and its proper EXECUTION. 
Many rural customers 
still believe that PSU Banks are the 
only reliable financial INSTITUTION. 
Too many customers, but, 
staffs are lesser in number to 
hamper the customer SERVICES. 
That's the area, where the private banks 
tried to focus upon and tapped so many 
big customers from different PLACES. 
Why PSU Banks are still 
not under any Pay Commission 
is still a THRILLER ? 
But, we are starting 
to see the 'Mergers & 
Acquisitions' movie TRAILER. 
Run later 
after global RANKS; 
first renovate HR policies and salaries 
of PSU BANKS.'"- Arindam Sain

IN 2019, THE PEOPLE OF 'JAMMU AND KASHMIR' GOT A PEACEFUL, PROSPEROUS AND PERMANENT SETTLEMENT; TIBET MAY ALSO BECOME A UNION TERRITORY OF INDIA IF TIBETANS WANT IT BY PASSING APPROPRIATE BILLS IN THE INDIAN PARLIAMENT !!!

"Why is Pakistan getting the 
Chinese support EVERYTIME ? 
Because, China knows that only India can 
help Tibet to get Independence ANYTIME. 
Tibet always maintained its heritage and 
culture and has always been a sweet, 
Royal Kingdom on its OWN. 
But, China tried to invade Tibet many a 
times as a part of their conquest strategy 
which is widely KNOWN. 
If the Chinese people love 
Pakistanis so much, then China may 
provide employment to the Pakistanis 
on their Chinese HOMELAND. 
China is utilizing Pakistan as a 
profitable customer of several Chinese 
projects and products, and hence China 
has to take such a STAND. 
In 2019, the people of 
'Jammu and Kashmir' got 
a peaceful, prosperous 
and permanent SETTLEMENT. 
Tibet can also become a Union Territory 
of India if Tibetans want it, by passing 
the appropriate bills in the 
Indian PARLIAMENT."- Arindam Sain

NA NA NA, DADA O DIDI RA, KORCHI NA RAAG; KOBE HOBE SESH EI METRO PROJECT, 'JOKA THEKE BIBAADI BAG !!!

"Na na na, dada o didi ra, 
korchi na RAAG; 
sudhu jiggesh korchi kobe hobe sesh, 
ei metro project, 'Joka theke Bibaadi BAG'. 
Majerhat Setu ta je 
kobe hobe TOIRI; 
Brace Bridge e satti 
ki traffic jam hoy MAAIRI. 
Kolkata Metro Rail e o din din 
dekhi kato BHELKI; 
line e laaf dileyi mrityu, 
maanush er jivan jano ekta EAARKI. 
Japani Metro platform, train na asaa obdi 
thaake gheraa, satti ki daarun CHALAAKI; 
ei Kolkata Metro Rail 
katripakkho ki ekhano 
ghumiye achey NAAKI ! 
Kolkata sahar e ekhano hocchey 
plastic er packet er BYABOHAAR; 
Jute Mill gulo khuley diley, Jute bag 
bazaar e eley, hoto poribesh er UPOKAAR. 
Communists raa ontoto chaalato 
'Night Service' Bus jekono 
Railway Station THEKEY; 
ekhan toh dekhchi raat 9.30 holeyi 
maanush haa kore bus er jonno deergho 
opekkha e daariye THAAKEY. 
Apni hoyto Bangaali samaaj er sei 
swarnayug er itihaas teney eney, besh 
biggyo baa biddwojon e der mato 
bolteyi paaren, je ei sab bolaa BRITHA; 
kintu ekjon sadharon maanush hisebe 
eisab naa bolley o je gota prithibi jaanbe na 
ei Kolkata r, aar paanch ta sadharan 
maanush er dukkher KATHA."- Arindam Sain

BAHUT SAALON BAAD, JAMMU AUR KASHMIR KO MILI HAIN PAKISTAN SE AZAADI; KHATAM KARENGE AATANKBAAD, AUR NAA HONE DENGEY JAMMU AUR KASHMIR MEIN KOI BARBAADI !!!

"Aab Bharat ke kisi bhi praanth se, 
apni pasand ke ladke se 
shaadi kar sakti hain 
koi bhi 'Kashmir ki KALI'; 
teen baar talaq bolne se aab nahi hogi 
talaq, sahi mein Hindustan ki tamaam 
muslim ladkiyon ko san 2019 mein 
ek badiya sa 'Eid' ka tohfa MILI. 
Hai rabba, hum bhi 
sochte hain 
ki chaley jaaye Kashmir, 
dhoondne apni 
pyari si Kashmiri 'ANARKALI'. 
Aab Jammu aur Kashmir ke andar hee 
baanegi bahut saare sarkaari aur 
besarkaari daftarein, taah ki Kashmiri 
naujawaan o ko aur naa jaana padhein 
Gurgaon, Noida, Mumbai aur DILLI. 
Sunaa hain ki Pakistan Sarkar 
bandh kar degi Delhi se 
Lahore jaanewali BUS. 
Imran Khan jaise bekaar Wazir se 
yehi ummeed thi, chalo mazaak mazaak 
mein bol hee detey hain, 'SABBASH'. 
Ladakh ke logon ko 
bhi mili hain ek KHUSHI; 
Kashmiri Pandit log aab ghar wapsi 
kar sakte hain mukhre pe liye HAASI. 
Bahut saalon baad 
Jammu aur Kashmir ko 
mili hain Pakistan se AZAADI; 
khatam karenge aatankbaad, 
aur na hone dengey Jammu aur Kashmir 
mein koi BARBAADI."- Arindam Sain

EKHAANE ETO DUSHAN AAR SABKICHU HOCCHEY DAAMI; TAAI 'CHAAND' E BA 'MANGAL' E GIYE KINBO JAMI !!!

"Ekhaane eto dushan aar 
sabkichu hocchey DAAMI; 
taai 'Chaand' e ba 'Mangal' e 
giye kinbo JAMI. 
'Chandraayaan -II' galo chaand er 
dakshin praantey, khujtey bujhi JAL. 
Prithibi teh toh jal o jacchey komey, jodi o 
prithibi r maatro ek bhaag hocchey STHAL. 
Antarctica teh jodi maanush thaakte paare, 
bishaal baro ekti baiggyanik 
gobeshona kendra BAANIYE; 
tahole Chaand e o tairi koraa jaaye ekta 
bishal baro baiggyanik gobeshona kendra, 
eto prashnachinnyo ki NIYE ! 
Chaand e bhaari poshaak porle, 
jaabo naa BHESHEY; 
Kangaroo r mato laafaate laafaate, naa hoy 
radio signal ei adda maarbo hesey HESEY. 
Chaand er maati ki urbar, 
hobe ki kono FASAL; 
maati r tolaa e jodi achey jal, taaholey 
baaniye debo gobheer jal er NAL. 
Bishaal baro ekti baiggyanik kendra r 
moddhey thaakbe ghar baari, 
khela r maath, office, school, factory, 
park, restaurant o BAZAAR. 
Oi kendra r bhetorey 'Oxygen' aar 
'Gravity' taa thakbe ekdum 
prithibi r mato ee, kaajeyi 
kono chinta neyi AAR. 
Mangal graho te o naaki jal achey, kintu 
poshu pakhi o thakte paare, okhaane o 
maanush er icchey basobaas KORBAAR. 
Emon o din hoyto aasbe jakhan Chaand e 
ebong Mangal e o thaakbe apnaar parivaar 
er kono sadasyo, sukh ei thaakbe je JAAR. 
Prithibi teh ekhan eto dushan 
aar concrete er JUNGLE; 
je, taai bodhoy maanush er opekkha e 
royechey 'CHAAND' o 'MANGAL'."- Arindam Sain