THE THIRD EYE OF PSU BANKS IN INDIA !!!

"MANAGING DIRECTOR: 'Look at 
us, everyday, we are sitting at 
our office till late NIGHT;
but, still our performance is 
very poor, the targets are 
way out of our SIGHT.
Look at some other banks, most 
of the days, their team closes their 
branches by 6 PM in the EVENING;
but, when we see their published 
audited business figures or balance 
sheets, their bank is really EARNING.'

EXECUTIVE DIRECTOR: 'Being SMART; 
is also an ART.
The number of employees per branch 
in your bank is not SUFFICIENT;
too much overload on each employee 
cannot make them EFFICIENT.
There are less staff 
in branch where 
there is POTENTIAL;
and in many branches, have you ever 
analysed whether that number of 
staff is really ESSENTIAL.'

RBI EXECUTIVE: 'The PSU 
Banks are still not capitalizing 
on 'Artificial INTELLIGENCE';
in this era of fast paced information 
technology driven banking system, 
why is still such NEGLIGENCE.
You guys are trying 
to create a master of 
none, but Jack of ALL;
decentralize, specialize, cut 
down the workload size, for 
each staff; make the task SMALL.
When you open CBS, there should be 
a flash screen to show the PNPA 
and NPA borrowers LIST;
so, that even the clerical staff 
can also have the idea who are 
the bad listed borrowers, at LEAST.'

CONSULTANT: 'As all the Banks are 
almost on the verge of completing 
the unique CKYCR PROCESS;
so, RBI must order to start the 
CKYCR portability and CBS 
software merging BUSINESS.
If any NPA borrower of Indian Bank 
is having a huge amount of money 
in the savings account of SBI;
then a staff of Indian Bank can see that 
bank balance of State Bank of India 
account through 'CKYCR' THIRD EYE.
In CBS, when we enter Aadhaar Card 
number, and press the 'CKYCR' button, 
we can see his/her any ACCOUNT;
devoid of any Bank, then click the 'Right 
to Set Off' radio button, it will deduct 
the required outstanding AMOUNT.'"- Arindam Sain