Friday, December 6, 2019

PSU BANKS OF INDIA ARE LOSING ITS BRAND VALUE AND SOCIAL CHARMS; TO DO NPA AND PNPA RECOVERY, IT IS TIME TO IMPLEMENT 'ALMS' !!!

"PSU Banks of India are losing its 
brand value and social CHARMS; 
to do NPA and PNPA recovery, it is 
time to implement 'ALMS'. 
Without AADHAAR link and 
Biometric AUTHENTICATION; 
any CASA account will be in 'STOP' 
mode without any INTIMATION. 
CBS software of all PSU Banks will be 
linked with 'ALMS', that is, 'AADHAAR 
LINKAGE MANAGEMENT SYSTEM'; 
in which you can see all the accounts in 
all banks which are linked with any 
AADHAAR Card Number and NAME. 
If any account is in NPA in 
X Bank and that NPA borrower 
is having his savings account 
at Y Bank with a good 
amount of MONEY; 
then, through 'ALMS', the 'X' Bank can do 
'NPA right to set off' from the savings 
account of 'Y' Bank to do NPA recovery 
which is quite similar to 
collecting HONEY."- Arindam Sain

Thursday, December 5, 2019

TARIKH PE TARIKH; NAA JAANE KITNE SAALON TAK 'NIRBHAYA' KI AATMA MAANGI HAIN BHIKH !!!

"Naa jaane kitne saalon tak 
'Nirbhaya' ki aatma maangi 
hain insaaf ki BHIKH; 
arrey bhool gaye aap log 
woh Sunny Deol ka dialogue, 
'Taarikh pe TAARIKH.' 
Ajmal Kasav jaise aatankbaadi bhi 
toh lahbhag bann hee gaya 
tha ek MEHMAAN; 
Bharat jaise desh mein hee aisa 
hota hain, poore Hindusthan ke liye, 
woh tha ek ghor APMAAN. 
Koi nabaalak ladka 
jab karein BALATKAAR; 
uska mrityudand nahi hota hain, 
waah re waah, Hindusthan SARKAR ! 
Agar subudh miltaa 
hain thikthak, toh de dijiye 
balatkaariyon ko 
faanshi ki SAJAA; 
agar uchit insaaf naa milaa, aise 
'Nirbhaya' ki aatmaa o ko, tab toh 
Bharatiya Nyayalaya ka 
baaj gaya band BAAJA."- Arindam Sain

Wednesday, December 4, 2019

DISTRICT MAGISTRATES WHO LITERALLY INSULT 'SARFAESI ACTS' AND 'EQUITABLE MORTGAGE'; MAY NOT BE ALLOWED TO CONTINUE THEIR SERVICE TILL THEIR RETIREMENT AGE !!!

"District Magistrates who literally 
insult 'SARFAESI ACTS' and 
'EQUITABLE MORTGAGE'; 
may not be allowed to 
continue their service 
till their retirement AGE. 
The tax collection amount of the 
Indian salaried persons are indirectly 
used for NPA accounts PROVISIONS; 
to acquire any NPA borrower's mortgaged 
property, why some District Magistrates 
don't give PERMISSIONS ?
All the PSU Banks and 
Private Banks must file 
a PIL against 
this type of 
callous attitude by 
any District MAGISTRATE; 
the Supreme Court must pass an order 
that under Sarfaesi Act, any NPA 
borrower's mortgaged property can be 
acquired by the Bank by issuing its 
Head Office sanctioned 
'Property Acquisition CERTIFICATE'. 
In majority of Banks, the original dalil, 
parcha of farming lands are kept 
as mortgage in Kisan credit card 
loan ACCOUNTS; 
the bank may sell those lands to other 
persons with a 90 days notice to the 
respective owner of the farming lands 
with higher selling price AMOUNTS. 
CIBIL database must be linked 
with 'Bancslinc', 'Finacle' and 
'Flexcube' CBS SOFTWARE; 
the moment a customer wants a loan, 
press 'F8' on his/her CIF, to know how 
his/her credit portfolio WERE. 
After pressing 'F8', if any customer's 
CIBIL score is neither '-1' nor '700 
or above', at PRESENT; 
straightaway, write on his/her loan 
application form, 'Your loan application 
is rejected' STATEMENT."- Arindam Sain

Tuesday, December 3, 2019

EBAAR BACHAO ARTHANEETI; ONEK HOLO DURNITI; HOK EBAAR SUSTHO RAJNEETI; DRUTO BADLAATE HOBE ONEKGULO NEETI !!!

"Ebaar bachao ARTHANEETI; 
onek holo DURNITI; 
hok ebaar sustho RAJNEETI; 
druto badlaate hobe onekgulo NEETI. 
Jaader achey onek taaka, othocho 
wrin karena parisodh, taara 
holo, 'Nirav Modi' GOTRA; 
aar erokom 'Wilful Defaulter' 
sab bank er branch ei royeche, 
taai baro ee samasya SARBATRA. 
Onek toh holo, ebaar korte hobe 
eder ghar, baari, bank account 
ebong sab sampatti KABJA; 
aporaadhi taar aporaadh 
takhan ee bojhey, jakhan taake 
deowaa hoy SAAJA. '
Sarada', 'Rose Valley' ebong aro sab 
Chit Funds er maalik der ke abaar 
graftaar kore bhorey din jail er BHETOREY; 
jaader taaka khoya gechilo, taader sab 
taaka firiye deowaa hok, ei sab jaaliyaati 
Chit Funds maalik der sampatti bikri KOREY. 
Je arthaneeti r kichu ee tamon 
bojhena, se kano 
samlaabe 'ARTHAMANTRAK'; 
sab bishoy jodi eto ee samaan aar 
sahaj, taholey school e sab bishoy r 
boi kano hoy PRITHAK. 
Sab bisoy bandho hok 
nongra RAJNEETI; 
chaalu hok natun roop e, 
ek adhunik 'CHANAKYA-NEETI.' 
Onekdin toh holo, aar kato korbo 
opekkha, ebaar prakash kora hok, 
Swiss Bank er TAALIKA; 
Demonetization aar GST r por, tax er 
adaaye berechey thik ee, kintu Swiss Bank 
ei lokaano achey aasol kaalo TAAKA; 
ei Bharat Sarkar firiye aanuk arthaneeti r, 
'Acche Din', noiley por er nirbachan e, 
ghurey jeteyi paare CHAAKA."- Arindam Sain

Saturday, November 30, 2019

IN THE COMING YEARS, INDIAN ECONOMY MAY FACE DIFFICULTIES TO RAPIDLY SHINE; AS THE GDP GROWTH IS REPEATEDLY MOVING ON ITS DECLINING LINE !!!

"In the coming years, Indian economy 
may face difficulties to rapidly SHINE; 
as the GDP growth is repeatedly 
moving on its declining LINE. 
The Indian economy 
needs to open up 
a little BIT; 
the economic reforms require 
some practical implementation 
with the word, 'WIT.' 
Do online and offline surveys to 
find out what actually this 
young generation people NEED; 
based on the survey results, 
create a special 
'Demand-Supply' tree SEED. 
Let it be, 
if they are LAZY; 
the new financial policies 
must look CRAZY. 
Financial Institutes and 
other companies will go 
to their DOORSTEPS; 
reducing interest rates on loans 
and advances may become 
one of the successful STEPS. 
In rural areas, people are starting to 
keep money in the secret places of 
their house AGAIN; 
as the rate of interest on savings 
accounts are declining, so, by keeping 
money in banks, there is no big GAIN. 
Inflation is 
somewhat in control, 
that's FINE; 
but, CASA and Credits are in a 
declining mode, as if dark clouds 
are blocking us to see the SUNSHINE. 
Bring rapid reforms or changes in 
economic and financial policies 
as early as POSSIBLE; 
otherwise, the condition of 
Indian economy may become 
more HORRIBLE."- Arindam Sain

PIYAJ KA DAAM BARRH GAYA HAIN BALBIR PAA JI; ISILIYE NAHI BANAA RAHEIN HAIN AAJKAAL PIYAJI !!!

"Balbir ne poocha, 'Kyon bhai Birbal, 
aajkal dukaan mein kyon nahi 
baanate ho PIYAJI ?' 

Birbal ne bola, 'Piyaj ka daam joh 
itna jyaada ho gaya 
hain Balbir PAA JI.'

Balbir bola, 'Sahi mein yaar, kya kar 
raha hain Ram Vilas PASHWAN; 
kya woh bhi ish piyaj ki daam ko 
le ke hain bahut PARESHAN; 
Roti, tarkaari ke saath hari mirchi 
aur piyaj ho, tabhi toh badiya 
laagti hain woh KHAANA; 
mudrasfiti kahi phir se ek samasya 
naa baan jaaye, isko kisi tarah 
se bhi hain SAMBHAALNA.'

Birbal ne bola, 'Baahar ki deshon se 
saayed piyaj ki ho rahi 
hain AMDAANI; 
ek ajeeb aarthik kharap paristhiti se 
guzar rahi hain sabhi desh, yeh bhi 
hain ek PARESHAANI.'"- Arindam Sain

HYDERABAD WAS ONCE A GOOD CITY FOR ITS LIVING QUALITY; BUT, NOWADAYS, THE RESIDENTS OF HYDERABAD ARE NOT HAVING ANY LIFE SECURITY !!!

"Hyderabad was once a 
good city for its 
living QUALITY; 
but, nowadays, the residents 
of Hyderabad are not 
having any life SECURITY; 
if any woman is not feeling safe 
in Hyderabad, then shame on that 
administration of the hitech IT CITY. 
So many cars have been 
provided to the 
Hyderabad Police to PATROL; 
but these cops are becoming 
useless fellows, as they are just 
wasting so many litres of PETROL. 
Rather than blaming on 
the person who has been 
brutally raped and KILLED; 
it is better, that the ministers of 
Hyderabad must resign and must not be 
provided any security system or SHIELD. 
Hyderabad Policemen are 
becoming too CASUAL; 
and the criminal acts are increasing 
in Hyderabad, as USUAL. 
Even in other 
places of India, 
the gangrapes and brutal 
murders are on the RISE; 
if the DNA reports are confirming the 
real culprits, then before they can enjoy 
any guesthouse treatments at any jail, gift 
them a bullett as an ultimate SURPRISE. 
To balance the 
Mother Nature, there has 
to be some natural CALAMITIES; 
similarly, to settle some cases outside 
the criminal courts, there has to be 
some secret CASUALTIES."- Arindam Sain