FINANCE MINISTRY HAS RIGHTLY SAID THAT THERE IS STILL A FEAR PSYCHOSIS; AMONG PSU BANKERS REGARDING LOANS DISBURSEMENT AND ITS ANALYSIS !!!

"Finance Ministry of India has rightly said 
that there is still a fear PSYCHOSIS; 
among the PSU Bankers regarding loans 
disbursement and its ANALYSIS. 
Too much NPA in PSU Banks 
has ultimately resulted in 
Bank Staffs' HARASSMENT; 
that's why, for giving 
more loans, it created 
a negative SENTIMENT. 
To err is human and 
'Banking' is indeed 
a vast SUBJECT; 
even an efficient Banker cannot say 
with confidence that a big customer 
will always remain PERFECT. 
A big customer can 
default anytime, you 
never know WHEN; 
that's why, recovery of mortgaged 
properties speedily and efficiently 
will be the only GAIN. 
In every branch of PSU Banks, 
2 officers to look after 
'Operations and Marketing' only, 
and 2 officers to look after 
'Credit and Recovery' DEPARTMENT; 
then only, the PSU Banks will increase its 
net profitability in the coming years and 
to make Indian economy a 5 trillion 
dollar economy, it will be a good 
effective MANAGEMENT."- Arindam Sain

MADHYAMIK E JAARA BHALO PHAL KOREY; TAARA UCCHA MADHYAMIK E KANO JAAYE HEREY !!!

"Madhyamik e jaara 
bhalo phal KOREY; 
taara Uccha Madhyamik e 
kano jaaye HEREY. 
Asoley Madhyamik aar 
Uccha Madhyamik er syllabus e 
royechey onek TOFAAT; 
taai Uccha Madhyamik e 
giye, onekeyi 
hoye jaaye KUPOKAAT. 
Emni teyi Madhyamik er syllabus 
noy tato UNNATO; 
CBSE aar ICSE r chatro chatri raa 
choto class ei shikhey jaaye KATO. 
Sarbabharatiya parikkha e 
ICSE baa CBSE teh poraa 
chatro chatri ra jaye kore PASS; 
aar Madhyamik baa Uccha Madhyamik er 
chatro chatri raa prashnopatro dekheyi boley 
othey, 'ki kathin prashno sab, AARIBBASH.' 
Emni teyi Joint Entrance er 
neyi ekhan aar 
seyi aager mato MAAN; 
tobu ekhano 'Narendrapur' er chaatro raa 
sarbabharatiya parikkha e raakhe ei 
Bangabhoomi r shikkha r SAMMAN. 
Ekhonkaar baba maa raa o 
chaaye je, taader cheley meye ra 
Delhi Board ei PORUK; 
Madhyamik baa Uccha Madhyamik board ke 
baachate holey, eigulo r syllabus gulo ke 
aaro adhunik kore TULUK."- Arindam Sain

2019 HAS BEEN A 'GOOD QUALITY FILMY YEAR' FOR BOTH BOLLYWOOD AND TOLLYWOOD !!!

"The Bollywood's year of 2019 started 
well with 'URI-THE SURGICAL STRIKE'; 
the 'BATLA HOUSE' is also a good movie, 
even if, some may DISLIKE. 
Many people liked the 
film, 'KABIR SINGH'; 
in 'KESARI', the Khiladi again 
proved that the Singh is KING. 
'The TASHKENT FILES' 
revealed a MYSTERY; 
the 'MANIKARNIKA' showed us a 
brave patriotic HISTORY. 
What you see, is not always true 
as per the 'SECTION 375';  
who became a 'DREAMGIRL' to earn 
money and SURVIVE. 
'SUPER 30' taught you 
practical INTELLIGENCE; 
the social message of 'BALA' is 
really good in a true SENSE. 
The 'HOUSEFULL 4' 
looked HILARIOUS; 
though, WAR' 
emerged VICTORIOUS. 
'MISSION MANGAL' showed 
how the spacecraft of 
ISRO reached MARS; 
the Tollywood's 'GUMNAMI' 
showed the Indian history's real 
secrets and SCARS."- Arindam Sain

KUCH CHEEZEIN SAMJHA LIYA KARO; PYAR SE BULAANA MUJHE 'PARO' !!!

"Kitni madhur laagti hain 
yeh chandni RAATEIN; 
jab mere kandhein pe apni sarh rakh ke 
karti ho tum meethi meethi BAATEIN. 
Ek mahine pehle teh hum dono ish 
saher mein do AJNABI; 
aaj dekho, dono ke hee wallet mein 
hain dono ki ek ek passport size CHABI. 
Woh bheerh bus mein tum 
baithi thi 'Gents' ke seat mein, 
mujhe aaya tha GUSSA; 
itna jhagra kiya tumse ki, tum chali gayi 
woh 'Ladies' seat mein, yeh kahe ke, 'Yeh 
aadmi hain sahi mein pagal JAISA.' 
Phir ekdin raat ho gayi thi, Saltlake 
Sector-V ke bus stand mein naa 
mil rahi thi koi bhi BUS; 
tumne poocha mujhse, 'Ola ya 
Uber book karoon kya, 50% fare 
share kar lena BAASH.' 
Main bhi hairaan tha ki, ush din hum 
itna jhagra kiya tumse, kahey 
diya tha bahut KUCH; 
phir bhi tum humse itni pyaar se 
baat kiya, sahi mein ussi samay dil 
mein kuch ho raha tha SACHMUCH. 
Tumhe 'Ola' pasand nahi, 
humko 'Uber' pasand nahi, 
toh tumne bulaa liya 'OLA'; 
tumko utar na tha 
New Alipore aur 
humko jaana tha BEHALA. 
Sector-V se le kar Ruby Hospital 
tak, hum toh tumse ek bhi 
baat nahi BOLA; 
Ruby Hospital cross karte hee, 
tumne apni bag se ek 
'Dairy Milk' chocolate NIKAALA. 
Chocolate deke humko 
tumne kaha, 'Itna gussa sahed 
ke liye accha nahi HOTA; 
hamare paas joh paisa hain, hum 
akele hee ish Ola Cab ko book kar leti, 
tab tum ghar kaise JAATA.' 
Phir humko aaya gussa aur maine bola, 
'Kuch ehsaan kar liye ho kya, abhi hum 
utar jaate hain Ballygunge mein THAIRO.' 
Jhat se haath pakar liye tum mera aur 
kaha, 'Itne bhi bacchein ho nahi, 
kuch cheezein samjha liya KARO; 
pyar jo ho gaya hain tumse, naam hain 
meri Paromita, pyar se tum 
bulaana mujhe, 'PARO'."- Arindam Sain

MOBILE NUMBER REGISTRATION IS A NECESSITY; TO GET AN EXTRA LAYER OF SECURITY !!!

"Registration of your Mobile Number 
with your Bank account is a NECESSITY; 
as it will help you to get an 
extra layer of SECURITY. 
Many a times, even some educated 
customers fall in the trap of fake calls 
to provide all details of 
ATM Card to the FRAUDSTERS; 
even by knowing the CVV and the ATM 
Card details, online transactions can be 
done which has generated among the 
bank customers, more FEARS. 
In any type of ATM transactions, be it in 
ATM, POS machines or in online purchase, 
make 'One Time Password' (OTP) 
mandatory across the NATION; 
make the accounts dormant 
with no AADHAAR link, 
no Form 60/61 or PAN, no 
mobile REGISTRATION."- Arindam Sain

LET US HAVE A 'CONTINENTAL CUP' IN CRICKET WITH PINK BALL; THE BATTLE OF 'ASIA' VS 'NON-ASIA' WILL BE LIKED BY ALL !!!

"Let us have a 'Continental Cup' 
in Cricket with Pink BALL; 
the battle of 'ASIA' Vs 'NON-ASIA' 
will be liked by ALL. 
The matches will be 
of 50 OVERS; 
the tournement to be played 
after every 2 YEARS. 
India, Pakistan, Sri Lanka, 
Bangladesh and Afghanistan 
will be in the 'ASIA' GROUP; 
Australia, West Indies, South Africa, 
England and New Zealand 
will be in the 'NON-ASIA' GROUP. 
Lottery will be done 
from both the groups to 
find out which team clashes 
with which team in 'KNOCK OUT FIVE'. 
Say, if in 1st lottery from 'ASIA' group, it is 
India, and from 1st lottery from 'NON ASIA' 
group, it is West Indies, then both will 
clash with each other to SURVIVE. 
Out of the 5 winning teams from the 
'Knock out Five' stage, rankings of 
these 5 teams will be done based on 
their net RUN-RATE; 
the top 3 teams 
as per the rankings 
will be selected for the 
Semi-Final round STRAIGHT. 
The 4th and the 
5th ranked teams 
will play with each other to 
qualify as the 4th SEMI-FINALIST; 
In the semi-final, the 1st Ranked Team 
will play with the 4th Ranked Team 
and the 2nd with the 3rd 
as per the LIST."- Arindam Sain

BE IT NEW DELHI OR OLD DILLI; IN 2019, THE WEATHER IS SO COLD AND CHILLY !!!

"Be it New Delhi 
or Old DILLI; 
in 2019, the weather is 
cold and CHILLY. 
In Summer times, it was so hot, that 
you had to drink cold drinks and 
sing, 'Just chill, CHILL'; 
now in winter times, it is so cold that 
sitting in front of a lit up fire, you are 
trembling a little STILL. 
Why after so many years, 
the people of Delhi are 
witnessing such 
extreme WEATHER; 
the blame is on the citizens of Delhi 
only, because they never even bothered 
about controlling the pollution levels 
to keep Delhi HEALTHIER. 
In every winter season, we are 
seeing a battle of 
Northern Winds Vs 
Western Winds NOWADAYS; 
so, the temperature will keep on going up 
and down as if it is in a rollercoaster ride, 
but, still, keep yourself warm and 
healthy in those DAYS."- Arindam Sain