FOR YOU SUCH WILFUL DEFAULTERS IN INDIA, A DAY WILL COME WHEN THERE WILL BE HARDLY 3 OR 4 PSU BANKS ONLY !!!

"WILFUL DEFAULTER: 'The staffs and 

recovery agents of a reputed PSU Bank 

are regularly visiting my HOUSE; 

I want to file a case against the 

PSU bank, because everyday, I have 

to hear the shouting voice of my SPOUSE.'

LAWYER: 'Your spouse is requesting 

you to repay back the loan, that is 

indeed the best SUGGESTION; 

and the funny thing is that, you cannot repay 

back the bank loan, but you are ready to 

pay me for doing a case REGISTRATION. 

The PSU Bank staffs and their 

recovery agents are performing 

their professional duties, that's ALL; 

the PSU banks also have to survive in this 

competitive market, and you are a profit making 

businessman, your business is not SMALL.'

WILFUL DEFAULTER: 'That PSU Bank 

can do nothing to me, even the 

Indian Government has failed to do 

anything against 'Nirav Modi' as of NOW; 

you just file a case that the bank staffs 

of this PSU Bank are harassing me 

and my family members, to put 

pressure on the PSU Bank SOMEHOW.'

LAWYER: 'As the PSU Bank staffs 

cannot be too aggressive while 

doing NPA recovery, maybe, 

that's why, there are so many mergers 

of PSU Banks and even PRIVATISATION; 

it is the brutal truth, that for you such 

wilful defaulters in India, a day will come 

when there will be hardly 3 or 4 PSU Banks 

only, after all, no one wants to keep any 

loss making ORGANIZATION.'"- Arindam Sain

IF ANY FARMER IS HAVING HIS KCC LOAN IN NPA CATEGORY (IRAC-4 OR MORE), THEN THE 'PM KISAN YOJANA' AND 'KRISHAK BANDHU YOJANA' WILL STOP FOR HIM, WITHOUT ANY NOTIFICATION !!!

"CONSULTANT: 'India is still not 

abiding by the simple rule, 

'No loan at any cost without PAN'; 

as the defaulters are getting 

loans from any other Bank 

which are failing to SCAN. 

Even for KCC loans also, in the 

Kisan Mandi, any designated officer will 

entry in the KCC portal, the respective 

PAN along with the KCC APPLICATION; 

if any farmer is having his KCC loan in NPA 

category (IRAC -4 or more), then the 'PM 

Kisan Yojana' and 'Krishak Bandhu Yojana' 

will stop for him, without any NOTIFICATION.'

STRATEGIST: 'While applying for 

'PM Kisan Yojana' and 'Krishak 

Bandhu Yojana', a farmer has to 

submit the 'Loan Status CERTIFICATE'; 

signed by the respective Branch Manager 

of all PSU Banks in that Block area, 

specifying the 'IRAC status', 'Outstanding 

amount' and 'Interest RATE.' 

We can easily find out those farmers who 

are actually not doing any farming and 

diverting their funds, so, let us start 

this type of verification PROCESS; 

the government funds will not be wasted also 

on those fake farmers and the PSU banks 

will have a good KCC loan recovery to 

improve their BUSINESS.'"- Arindam Sain

'ROYAL BENGAL TIGER' BOLE KATHA, TAAR SOYNDARJYA TEH EKTA AABHIJATYA AACHE BOIKI, JATO EE HOK NAA KANO SE BONNYO !!!

"Roj maajh RAAT E; 

lukiye thaake dhaan er KKHET E. 

Ei Sundarban er baagh er 

besh shakto CHOYAAL; 

paarle ek maash ei shunyo 

kore daaye jekono GOYAAL. 

Gotaa graam jurey se ki hoichoi, 

chaaridike se ki AATANKA; 

kibhaabe baagh taa ke dhora 

jaaye, se jano ek kathin AANKA. 

Bon daftar er aadhikaarik raa 

ese grambaasi der bollen je, 

'korben naa kono SHABDO; 

faandh paata aache, 

sudhu samay r opekkha, 

faandh e porleyi se JABDO'. 

Jeyi naa baagh mama poreche 

faandhe, hoye galo knaachabandi, 

byaash, bheerh jome galo, taake 

ek jhalak dekhbaar JONNYO; 

Sundarban er 'Dakshin Roy', orthaath 

'Royal Bengal Tiger' bole katha, taar 

soundarjya teh ekta aabhijatya aache boiki,  

jato ee hok naa kano se BONNYO."- Arindam Sain

BARONG JETA PACCHEN MASHAAI, ONEK PACCHEN ONYANYO RAJYA R TULONAA E, ETEYI THAAKUN SANTUSTO !!!

"KRISHAK: 'Ki kendriya sarkar, 

ki rajya sarkar, keyu ee amaader ke 

dekhchena, 1 lakh taaka r chaash er 

wrin maatro 40,000 taaka e korche MOKUB; 

taarpor oi 'Krishak Bandhu' aar 'PM 

Kisan Yojana' ebong amader stree 

der 'Lakkhi Bhandar' e o dicche kato 

kom taaka, aamra bone jacchi BEKUB.'

PANCHAYAT PRADHAN: 'Boli 

'Duaare Sarkar' maane ei noy, 

je, duto sarkar ee apnaar baarite 

giye kore aasbe RANNA; 

bose bose toh duto sarkar theke 

bhalo ee pacchen, taar opor ration o 

pacchen binamulye, jedin tap bandho 

hoye jaabe, takhan berobe aasol KANNA. 

Barong jeta pacchen mashaai, 

onek pacchen onyanyo rajya r 

tulonaa e, eteyi thaakun SANTUSTO; 

duto sarkar ee jodi khepe giye, eisab deowaa 

bandho kore daaye, takhan naa hoy shunbo 

apnaar dukkho KASTO.'"- Arindam Sain

AAMRA O EBAAR THEKE THIK KORECHI, JE HABONA KONO RAJNOITIK DAL ER ANDHO BHAKTO !!!

"NAATI: 'Bujhle Daadu, aajkaal kaar 

rajnoitik neta der niye, sadharan 

maanush ekdum BIRAKTO; 

ke je kakhan paalti kheye kon 

dal e dhukey porbe, eta bola 

khub ee SHAKTO. 

Taai aamra o ebaar theke 

thik korechi, je habona kono 

rajnoitik dal er andho BHAKTO; 

oi neta gulo din er belaa e uskaani diye larai 

koraabe, aar raat e eksaathe kore noishobhoj, 

jhore sudhu sadharan maanush er ee RAKTO.'

DAADU: 'Aasole daadubhai, tomraa je 

ektu holeyo bokaa, boli, thik je kono baro 

nirbachan er thik kichu maash aageyi kano 

bhengey jaaye saamprodaayik SAMPRITI; 

thanda maatha e bhebhe dekhecho ki, 

je seyi eengrez der 'Divide and Rule' 

policy taakeyi kaaje laagiye, sab 

rajnoitik dal kore RAJNITI. 

Abaar saare chaar bachor, 

kono bhedabhed neyi, sabaai 

besh ananda koreyi thaake, 

ekdum shaanti BIRAJMAAN; 

rajneeti ekhan ekta byabsaa, ekta 

jaatrapaala, neyi seyi aager mato 

aadarsha, neyi kono dal er proti shraddha, 

bhalobasha o SAMMAN.'"- Arindam Sain

TWO INCIDENTS BACK TO BACK; IS SURELY A SETBACK !!!

"COMMANDO: 'Two incidents back to BACK; 

is surely a SETBACK. 

In Nagaland, we hardly had any such 

awkward situation in the past, no, NEVER; 

and in a place of Tamil Nadu, we have 

lost one of the best military general EVER.'

INTELLIGENCE OFFICER: 'Something may 

be fishy, as we can sometimes SMELL; 

we must do a detailed investigation on 

Nagaland firing and how that helicopter FELL. 

Maybe a wild guess, but, is there 

any activation of any 'sleeper CELL'; 

let us see the investigation reports, 

only the time will TELL.'"- Arindam Sain

AS YOUR DIVORCE CASE IS IN THE LAST LAP; SO, YOU HAVE TO START A NEW JOURNEY, BUT, MAINTAIN AT LEAST 3 YEARS AGE GAP !!!

"LAWYER: 'As your divorce 

case is in the last LAP; 

so, you have to start a new journey, 

but, maintain at least 3 years age GAP. 

To help you out in the future search, 

we also have a good DATABASE; 

where many of our clients became single 

again after completion of their divorce CASE.'

CLIENT: 'Getting rid of any liar 

and unfaithful person in a marriage 

relationship is just like breathing 

the 'virus free fresh AIR'; 

but, as per Hindu marriage act, the married 

women are given too much relaxations 

and nowadays, it is getting too much 

misused also, which is not FAIR. 

'Always marry that person only who 

loves you, not the person whom you 

love blindly', this statement was 

made by wise men long time AGO; 

but, in reality, we just do the opposite 

thing, and then the marriage relationship 

often ends up within a short period due 

to the clash of 'EGO'.'"- Arindam Sain