IF ANY FARMER IS HAVING HIS KCC LOAN IN NPA CATEGORY (IRAC-4 OR MORE), THEN THE 'PM KISAN YOJANA' AND 'KRISHAK BANDHU YOJANA' WILL STOP FOR HIM, WITHOUT ANY NOTIFICATION !!!

"CONSULTANT: 'India is still not 

abiding by the simple rule, 

'No loan at any cost without PAN'; 

as the defaulters are getting 

loans from any other Bank 

which are failing to SCAN. 

Even for KCC loans also, in the 

Kisan Mandi, any designated officer will 

entry in the KCC portal, the respective 

PAN along with the KCC APPLICATION; 

if any farmer is having his KCC loan in NPA 

category (IRAC -4 or more), then the 'PM 

Kisan Yojana' and 'Krishak Bandhu Yojana' 

will stop for him, without any NOTIFICATION.'

STRATEGIST: 'While applying for 

'PM Kisan Yojana' and 'Krishak 

Bandhu Yojana', a farmer has to 

submit the 'Loan Status CERTIFICATE'; 

signed by the respective Branch Manager 

of all PSU Banks in that Block area, 

specifying the 'IRAC status', 'Outstanding 

amount' and 'Interest RATE.' 

We can easily find out those farmers who 

are actually not doing any farming and 

diverting their funds, so, let us start 

this type of verification PROCESS; 

the government funds will not be wasted also 

on those fake farmers and the PSU banks 

will have a good KCC loan recovery to 

improve their BUSINESS.'"- Arindam Sain