WITHOUT 'CKYC VERIFICATION', 'BIOMETRIC AUTHENTICATION', 'MOBILE NO. REGISTRATION', 'PAN CARD ENTRY' AND MINIMUM BALANCE OF 1000 RUPEES, ALL SAVINGS ACCOUNT TO REMAIN IN 'FREEZED' MODE !!!

"With effect from 
1st April 2020, all 
ATM centers must have the 
option of CKYC VERIFICATION; 
where a customer has to enter the 
verification key which will be sent to 
customer's registered mobile number 
after biometric AUTHENTICATION.
Without PAN Card Number and 
mobile number of any customer 
above 18 years of age, the 
savings account will remain 
in 'FREEZED' CONDITION; 
ATM and chequebook to be provided to 
all customers in a savings account 
readykit and minimum balance in 
savings account must always remain 
1000 rupees in any SITUATION. 
Any jont savings account must not be 
opened where there is no blood 
relationship between 
the ACCOUNTHOLDERS; 
for temples, mosques, churches or 
gurudwaras; 'TRUSTS' to be created with 
'Any two jointly' operation among three 
operators or ACCOUNTHOLDERS. 
Automatically reject the loan proposal or 
close his/her CASA, RD, DDP accounts if 
he/she tries to force the branch officials 
to sanction loan by utilizing the local 
goons and political LEADERS; 
focus should be now to find out the cream 
customers of the bank who will really 
contribute to the profitability of the bank, 
and regard all 'nuisance value' customers as 
flies, mosquitoes and SPIDERS."- Arindam Sain

INDIA WHITEWASHED NEW ZEALAND BY 5-0 WITH A VICTORY BY 7 RUNS ON 02.02.2020 !!!!

"On 2nd February 2020, 
Sanju Samson missed 
another OPPORTUNITY; 
not only in his batting, 
KL Rahul has also improved 
in his wicketkeeping QUALITY. 
Though, Rohit got retired hurt, 
but, still, India managed to score 163; 
Manish came and started accelerating 
and Shreyas remained not out at 33. 
Indian bowlers bowled so well, 
especially Jasprit with 12/3; 
Seifert gave a good fight 
along with Taylor's 53. 
Sodhi suddenly surprised 
everyone by hitting 
2 OVERBOUNDARIES; 
though, India won by 7 runs 
to whitewash New Zealand by 5-0 
without further WORRIES."- Arindam Sain

THERE IS ALWAYS A SEA SHORE FOR 'ROBINSON CRUSOE' !!!

"Hermit said, 'Your Highness ! 
As a King, be a King of Hearts ALSO; 
no matter, even if there is a sea storm, there 
is always a sea shore for 'Robinson CRUSOE'. 
Whenever you are getting true love 
from any beautiful woman, 
regard it as a precious gift of GOD; 
closing down the door 
of your heart for anyone of them 
really hurts them a lot, my LORD.'

King said, 'I can keep the door of my 
heart always wide OPEN; 
but, if I fail to keep my promises or 
commitments, it will give them much PAIN. 
People of our Kingdom may try to 
spread rumors or spicy stories to 
create problems for them ONLY; 
so, I close the door of my heart with a hope 
that they may get love from someone special 
who will not make them feel so LONELY.'

Hermit said, 'It is not a planned activity, 
but, true love happens, though, 
it is also an act of COURAGE; 
loving someone under compulsions or due 
to social norms whom she truly does not 
love, is like carrying an extra LUGGAGE. 
Woman who loves truly, only wants 
true love and romance from her 
beloved person at any COST; 
in a true love, she hates commitments or 
conditions, she only fears that her true lover 
does not go too far away from her to be LOST.'

King said, 'I don't know, for 
how many times, you have 
fallen in love in your LIFE; 
but, had you got married, your 
life partner would have felt 
herself as a lucky WIFE.'"- Arindam Sain

YEH HAIN APNA WATAN, HINDUSTAN; YEH HAIN HAMAARI SHAAN !!!

"Yeh hain apna watan, HINDUSTAN; 
yeh hain hamaari SHAAN. 
Azaadi ki jung nahi thi AASAAN; 
naajaney kitno ne diya hain BALIDAAN. 
Yeh hain apna watan, HINDUSTAN; 
yeh hain hamaari SHAAN. 
Yeh desh hain 
mera MAHAAN; 
desh ki suraksha ke liye 
haazir hain yeh JAAN. 
Yeh hain apna watan, HINDUSTAN; 
yeh hain hamaari SHAAN. 
Apni mitti ke raksha 
ke liye kabhi bhi, kahi bhi 
ho jaayenge hum QURBAAN; 
sab se pehle, Bharatiya hain hum, chahein 
padhein hum Bhagwad Gita, Adi Granth 
Sahib, Bible, Tripitaka yaa QURAN. 
Yeh hain apna watan, HINDUSTAN; 
yeh hain hamaari SHAAN. 
Apni yeh maatribhoomi ki raksha karna 
hee hain apna aasli dharam, aasli karam, 
apna khuda, apna BHAGWAAN. 
Azaadi kaayem rakhne ke liye, din raat 
sarhad pe chaukanna hain Bharatiya 
Sena ke har JAWAAN; 
Hindustan ko nayi uchaai tak 
le jaane ke liye aagey aaye 
aanewali peedi o ke NAUJAWAAN. 
Yeh hain apna watan, HINDUSTAN; 
yeh hain hamaari SHAAN."- Arindam Sain

INDIAN BUDGET ANNOUNCED ON 1ST FEBRUARY 2020 IS A BALANCING ACT TO BOOST THE ECONOMY ALONG WITH THE CONTINUITY OF RESEARCH AND DEVELOPMENT !!!

"In the Indian Budget of FY 2020-2021 
announced by Shrimati Nirmala Sitharaman 
on 1st February 2020, focus has been 
given on 'Income Tax' FLEXIBILITY; 
if you are not happy with long term 
investments under Section 80C, then go 
for new tax slabs, otherwise, stick to 
old tax slabs as per your SUITABILITY.  
Farming will not only 
be limited to farming only, 
it also extends to FISHERIES; 
budget allocation have 
been made for spatial science 
and quantum PHYSICS; 
cops of India will have specialized 
training centres to learn more about 
cybercrimes and FORENSICS. 
Prepaid Smart Metering system will help 
to reduce the electricity EXPENSES; 
PPP model will be implemented to 
speed up projects in several CASES. 
To boost financing in MSMEs and SHGs, 
there has been a reasonable amount 
of budget ALLOCATION; 
more focus is given on national security, 
medical healthcare, women 
empowerment and SANITATION; 
Indian Railways can create 
on their land anywhere, 
any type of Solar plant STATION; 
focus is given to supply waters to 
each and every village both for 
drinking and IRRIGATION; 
public food distribution system to be 
modernized further to have 
'One nation, one RATION.' 
There is no such 
worries now regarding 
the 'Dividend Distribution TAX'; 
with 'Income Tax' flexibility, the middle class 
people will spend more on buying 
consumer products, so, just RELAX. 
New airports in 
North-Eastern states will 
generate new BUSINESS; 
to pump more money in the 
economy, LIC IPO is a good 
move, NEVERTHELESS."- Arindam Sain

IMPLEMENT 'UGC', 'GFRB', 'GSA', 'GEM' AND 'GLOJOCARD' TO BOOST THE GLOBAL ECONOMY !!!

"In 2020, global economy 
will recover from its undeclared 
state of RECESSION; 
provided there is no 
3rd World War like situation 
due to 'USA Vs IRAN' COLLISION. 
There is a need to introduce the 
Uniform Global Currency (UGC), 
which can be used in any NATION; 
1 UGC will be made equivalent to 2 USD 
and with UGC only, all global trades to be 
done without any HESITATION. 
A 'Global Fund Reserve Bank', (GFRB) to 
be created where all nations will open a 
'Global Savings Account' (GSA) in 
their respective nation's NAME; 
World Bank and IMF will monitor these 
accounts and provide 10% rate of interest 
on the deposit amounts which is not so 
a big deal or a gambling GAME. 
Minimum balance in these 
deposits must be at least 1% of 
total net revenues earned by 
the nation in the current financial YEAR; 
and maximum balance must 
not exceed more than 10% of  
total net revenues earned by 
the nation in the current financial YEAR; 
any nation can withdraw money from their 
account anytime and can take loans upto 
1.5% of total deposits kept, with 15% 
interest rate without any FEAR. 
Also, a Global Employment 
Exchange will be created 
with the name, 'Global 
Employment Management' (GEM); 
through which, any person of any nation will 
be given job permit by 'Global Job Card' 
(GLOJOCARD) to work in any nation worldwide 
to earn money and FAME."- Arindam Sain

AASMAAN MEIN AAPNI MARZI SE UDHEGA YEH DO PARINDA !!!

"Ladki boli, 'Woh zindagi hee kya 
jish mein naa ho PYAR; 
sur ke bina sangeet nahi 
baanta hain, mere YAAR. 
Dil mera churaya hain tumne, 
yehi hain tumhara KASOOR; 
baano sirf mere aashique, nahi banna 
hain koi Devtaa yaa ASOOR. 
Saccha pyar hain yeh, 
mujhse bhaag ke jaaoge 
aakhir kitni DUR; 
baano sirf mere aashique, 
kuch parvaah nahi agar tum 
ho koi daftary ya MAZDUR. 
Aab jab mera dil 
kar hee liye ho CHORI; 
paas aao dheere 
dheere MORI; 
naa raakhiyo 
itni DOORI; 
nahi chahti hoon mein, ki hamaari sacchey 
pyar ki kahaani rahein jaayen ADHURI.'

Ladka bola, 'Humko 
laage hain DARR; 
kyon ki yeh registaan 
ka naam hain 'THAR'. 
Manne ki jaati Ugra Kshatriya Rajput, 
yeh jaati hain UCHCH; 
tu hain tabeley ke sardar ki ladki, teri 
jaati hain acchyuth aur TUCHCH. 
Yeh Rajasthan ki dharti tere pyar 
ko naa karegi SWEEKER; 
par sherni hain tu, kar liya 
manne dil ka SHIKAAR. 
Teri pyar mein 
hain woh SACHCHAAI; 
tu hee banegi mere 
sacchey pyar ke PARCHAAI. 
Baandhle apni SAAMAAN; 
khula hain yeh AASMAAN. 
Neechey hain bahut saarey 
pyar ka DARINDA; 
par aasmaan mein apni marzi se 
udhega yeh do PARINDA."- Arindam Sain