FOCUS TO BE GIVEN MORE ON MAINTENANCE OF ASSET QUALITY, TO IMPROVE EACH AND EVERY PSU BANK'S NET PROFITABILITY !!!

"Banking sector in India is 
going through a digitization PHASE. 
Business targets are always there, 
which the Bank Staffs have to CHASE. 
In this competitive 
era, providing 
better customer services has 
become more IMPORTANT. 
To improve in financial inclusion and 
strengthen the conditions of PSU Banks, 
the Indian Government always 
provide some GRANT. 
The young workforce 
of any PSU Bank is 
going to become its real STRENGTH. 
Only PSU Banks have the capability to 
reach the customers of India 
living at any LENGTH. 
A social responsibility for the betterment 
of socio-economic and financial condition 
of India is each and every 
PSU Bank's Core COMPETENCY. 
Globalization, modernization and digitization 
are here to stay for better performances, but, 
it is also feasible to abide by some traditional 
and conservative banking POLICY. 
Salaries of 
PSU Bank staffs 
don't get too much RAISE, 
but, continuous motivation of good 
performers is required by 
giving timely APPRAISE. 
Time has come to 
publicly issue the 
NPA list in front of the entire NATION. 
There has to be a strong bill regarding 
recovery of bad loans and among 
defaulters, that will create a SENSATION; 
and automatically, they will repay back 
the loans out of fear and without 
any further HESITATION. 
Focus to be given more on the 
maintenance of Asset QUALITY, 
so that, all PSU Banks can improve 
its net PROFITABILITY."- Arindam Sain