NOWADAYS, TO IMPROVE NET OPERATING PROFITS, PSU BANKS HAVE TO BE SMART AND BOLD !!!

"BABLOO: 'Nowadays, to improve 

net operating profits, PSU Banks 

have to be smart and BOLD; 

by putting certain amount 

in defaulter's savings account 

on automatic HOLD.' 

BABOOL: 'If no interest is paid in 

loan account for 60 days, then, 

from the savings account, there 

must be automatic DEDUCTION; 

even in 'Lok Adalat' and 'SARFAESI' cases, 

the staffs of local courts must fully 

cooperate with banks as per their 

powers under their JURISDICTION.'

BABLA: 'Restriction on third party 

cash deposit at FBC points will 

indirectly solve the branch level 

cash deposit DEFICIENCY; 

due to cash handling charges 

and other taxes on cash transactions, 

the cashless economy will 

bring more EFFICIENCY.'

BALA: 'Once a savings account is 

opened, the Passbook, ATM Card 

and Chequebook must be directly 

delivered to customer's ADDRESS; 

the password of ATM card to be generated 

by OTP at ATM center by the customer and 

automatic service charges to be deducted 

to improve the BUSINESS.'"- Arindam Sain