PUBLIC SECTOR BANKS OF INDIA MUST FOLLOW '5-5-5 THEORY' TO CREATE AN INTERNATIONAL BRAND !!!

"Mergers based on 
same CBS software 
platforms will make the 
merger process more SPEEDY. 
After the 2nd Quarter of FY 2019-20, 
the system integration must start to 
make the staffs of all merged banks 
fully prepared and READY. 
Training costs and infrastructure costs 
have been saved as the mergers 
are based on same 
CBS software PLATFORMS. 
Passbooks, loan documents and logo 
of all branches must be changed 
rapidly within December 2019 
as per banking NORMS. 
In all PSBs, 
there will be 5 zones; 
North, East, Central, 
South and WEST. 
Each 5 zones headed by Regional General 
Manager (RGM) will have 5 FGM offices 
each with 5 Field General Managers (FGM) 
and each FGM having 5 big Currency CHEST. 
Any substaff has 
to work in 5 different 
branches in his LIFETIME. 
Any clerk has to be posted in branches of 
at least 5 districts and after 55 years 
of age, can take VRS ANYTIME. 
Any officer will get transferred after 
15 months in any Branch and 
has to be posted in branches of 
at least 5 different STATES. 
Rural to Urban to Metro and then again 
Rural; this cycle of posting 
to be followed with 
different HRA RATES. 
All FGM offices in India under 
respective FGM to have 
5 Zonal Offices EACH. 
All Zonal Offices to have 5 District Level 
Controlling Office (DLCO), so that 
any branch does not remain out of REACH. 
Each Branch to have 
at least 5 EMPLOYEES. 
Employees of the Top 5 ranked branches of 
each zone will get the 'Performance FEES'. 
CBS software to be more user FRIENDLY; 
to create a brand GLOBALLY."- Arindam Sain