SELECT OUT ONLY THOSE THINGS WHICH ARE POSITIVE; AS FROM 1ST APRIL 2020, MERGERS OF SEVERAL PSU BANKS WILL BECOME EFFECTIVE !!!

"As with effect from 
1st April 2020, 
mergers of several PSU Banks 
will become EFFECTIVE; 
this is the ideal time 
to get information 
about all the PSU Banks and 
select out only those things, 
which are 'POSITIVE'. 
Based on all positive things, 
in the board meetings, 
on the basis of transparent 
voting system, find out 
all the feasible SOLUTIONS; 
it is not an easy task to reduce the 
number of branches, increasing the 
manpower per branch and to maintain 
the customer service quality by 
merging several ORGANIZATIONS. 
Selling of so many odd branch premises 
will generate revenues which 
can be used for NPA PROVISION; 
number of CGMO and ZO must be reduced 
after doing proper administrative and 
infrastructural policy REVISION. 
Not a single branch of any PSU Bank 
must remain as a Scale-I branch as by 
merger process, the number of 
employees per branch will INCREASE; 
all branches must 
have PTS as well as PCD, 
as the number of branch 
premises DECREASE. 
All PSU Banks must have online system 
of opening savings account in the 
mobile app itself from anywhere 
in India NATION; 
just like 'Paytm Bank' does 
by sending its employee 
at customer's doorstep to do 
the KYC VERIFICATION. 
Except SBI, 
there will be 
only PNB, BOB, BOI 
in the long run 
with a common 
CBS software, FINACLE; 
all savings account to be migrated 
to 16 digit number by taking 1st 4 digits 
of registered mobile number, 2nd 4 digits 
of AADHAAR number and last 8 digits of 
your existing account number 
without any OBSTACLE."- Arindam Sain