NOT ONLY HEALTHY BALANCE SHEET AND FANTASTIC HR INTEGRATION; MERGED PSU BANKS MUST ALSO GO FOR MORE MARKET PENETRATION !!!

"Every month, at least pay the 
interest in SHG CC or KCC account 
to show a TRANSACTION; 
then and then only, the Indian 
Government will give back 2% or 
3% interest SUBVENTION. 
If as a KCC borrower, you are 
not having money, then 
sign on a fresh KCC BOOKLET; 
as relending is 
also a type of 
credit MANAGEMENT; 
else payback a certain amount 
of the total outstanding amount 
to do 'One Time SETTLEMENT'. 
In this phase of 
silent global RECESSION; 
there has to be some reduction in 
any subsidy or CONCESSION. 
To boost the economic condition of 
India, the Finance Ministry must start 
having several corporate SESSIONS; 
some extra taxes, interest and other 
levies to be reduced as of now, by 
taking several bold DECISIONS. 
CASA growth rate of 
PSU Banks are not 
up to the MARK; 
the rate of interest on Savings and 
RD books may be raised a little bit 
to have a slight SPARK. 
Recovery of MSME and Housing loans 
to be directly monitored by a new 
Central Level Recovery CELL; 
otherwise, the model of 'Make in India', 
'Mudra Yojana' and other MSME 
boost up projects may FELL. 
Merging of PSU Banks may lead 
to a healthy balance sheet and 
fantastic HR INTEGRATION; 
but, the Indian Government must 
also boost the PSU Banks for 
more market PENETRATION."- Arindam Sain