TOO MANY DEPARTMENTS AND SO MANY CONTROLLING OFFICES; ARE ACTUALLY INCREASING EACH AND EVERY PSU BANK'S OPERATING EXPENSES !!!

"Too many departments and 
so many controlling OFFICES; 
are actually increasing each and every 
PSU Bank's operating EXPENSES. 
In many departments, 
there is job REDUNDANCY; 
merge those departments as it is 
the economic URGENCY. 
Reduction of the numbers of 
top level departments and 
controlling offices must be 
in its initial PROCESS; 
lesser numbers of Bankers above 
Scale-V or above will make the 
employee structure more pyramidal 
to improve the banking BUSINESS. 
All Scale-IV branches to have an 
armed guarded, CCTV enabled 
ATM Center attached with IT; 
if cash deposit facility can be provided 
in all the ATM centers, then that 
strategy will become SUPERHIT. 
For each 50 branches, there will 
be 1 controlling office with 
staff strengths 
not more than 25; 
in each branch, including Branch Head, 
2 officers for 'Operations and Marketing', 
2 officers for 'Advances and Recovery', 
makes it 5. 
Within each 10 Kilometres, there will be 
1 branch of each PSU Bank to 
remain OPERATIVE; 
also those branches to be merged 
whose consecutive 3 years business 
figures is in NEGATIVE. 
Department wise divisions in each 
and every branch will improve 
customer services 
and work QUALITY; 
PSU Banks having more than 
4000 branches may have to pay 
to RBI, the 'Excess 
Expenses' PENALTY."- Arindam Sain